For holiday shoppers looking to simplify and enhance their shopping experience this season, mobile wallet apps on smartphones can make checking out faster and more convenient.
These apps securely store payment information and utilize near-field communication, or NFC, to offer wireless payment through a merchant’s payment terminal. The apps also offer special deals, savings and convenience.
A recent survey by U.S. Cellular found that 47 percent of smartphone users manage or monitor their finances on their device, and these apps make it easy to pay for and track your purchases.
There are three major payment apps that people can use anywhere they are on U.S. Cellular’s national network:
Apple Pay: Apple recently said it expects to have Apple Pay acceptance at more than 1.5 million U.S. locations by the end of 2015. You can set up Apple Pay through the Passbook app on your Apple device such as the new iPhone 6s, and payment can be completed by placing the device near the store’s register. Apple Pay automatically connects the phone when near the NFC reader and requires a fingerprint scan to authorize the transaction. Apple Pay can also make payment online or within other apps.
Google Wallet: For Android phone owners, Google Wallet can link multiple cards or bank accounts to an account which is accessed by a four digit pin. Like Apple Pay, Google Wallet offers a tap-and-pay option to use in-store. Google Wallet can also be used in the Google Play store, within apps and online wherever a “Buy with Google” button is found. In addition, Google Wallet can store customer loyalty cards from favorite stores ensuring users never miss out on a deal.
Samsung Pay: Samsung Pay is available on the latest Samsung devices such as the Galaxy S6 edge or Galaxy Note 5, and it uses NFC technology as well as magnetic transmission, making it compatible at almost all stores in the United States. Most major credit card holders are all able to link their cards and accounts to Samsung Pay.